Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Is My Business Big Enough For Cyber Liability Insurance?

If you have a small business, you may wonder if your operations are large enough to warrant purchasing cyber liability insurance. In fact, a large percentage of small businesses are victims of cyber attacks or data breaches every year. Cyber liability insurance is becoming increasingly essential protection in the world of business today. Why You Need Cyber Liability Insurance As stated in a Small Business...

Insurance for Interior Designers

Interior Designer’s face many challenges during the course of their business career.  Aside from the everyday challenges that any business will meet (i.e. prospecting clients, meeting budgets, finding good help, etc.), Interior Designers will need to manage their risk.  Risk is the potential for a financial loss to your business via an injury, damage to property or lawsuit due to your professional error or negligence....

What Kind of Insurance Do I Need If I Rent Out My Home?

If you own a home, you probably already have homeowners insurance to protect your investment from covered losses. However, a standard homeowners policy may not cover damages that occur when your house is being rented out, depending on the length of the rental term and the situation. Our experienced agent can advise you on what insurance you need if you plan to rent out your...

Common Commercial Property Insurance Exclusions

Commercial property insurance is designed to protect the physical assets of your business from specific perils, including fire, explosions, storms, burst pipes, vandalism, and theft. It protects your building and its contents, along with fences, signs, and other exterior fixtures. It is a core coverage of your business insurance policy. If you have purchased commercial property insurance coverage for your business, you can expect to...

Villanova Insurance Partners Partners with Utica National

Villanova Insurance Partners has joined the 2,000+ independent agents nationwide who represent the companies of the Utica National Insurance Group. The agency, with an office in Wayne, is a leading insurance and financial services firm serving businesses, individuals, and families throughout the Delaware County. Based in New Hartford, NY, Utica National is among the top 100 property/casualty insurance organizations in the United States and among...