Tag: Harleysville

Workers Compensation - exempted owners, independent contractors and casual labor for Real Estate Staging, Interior Design and Home Organizer Companies. Beware the pitfalls!

Worker’s Compensation can be a confusing topic with substantial additional expense to a company’s bottom line; it is further complicated by the IRS, Courts, and even state statutes. Many staging and design companies are moving furniture on a daily basis, or opt to use 3rd party movers, either way there is exposure.  In addition, having employees on the road increases the exposure as injuries in...

Insurance for Interior Designers

Interior Designer’s face many challenges during the course of their business career.  Aside from the everyday challenges that any business will meet (i.e. prospecting clients, meeting budgets, finding good help, etc.), Interior Designers will need to manage their risk.  Risk is the potential for a financial loss to your business via an injury, damage to property or lawsuit due to your professional error or negligence....

Prepare Your Office for the Summer Heat

Working in a hot office all day can affect employee morale and productivity. It makes sense for business owners to prepare in advance for scorching summer days. The following tips can help you beat the heat and create a more comfortable office environment. Make Sure Your HVAC System is in Top Running Order When temperatures are climbing, an efficiently running HVAC system can make all...

Make Sure to Insure All Aspects of Your Business

The minute you start a business, you are immediately exposed to certain risks. The importance of having the right business insurance cannot be overstated. Our knowledgeable agents at PenEx Insurance in Wayne, Pennsylvania can help you fully assess your business insurance needs and find the right coverage at the best available rates. Types of Business Insurance Businesses today have a wide range of insurance options...

Why It is Important to Review Your Insurance Policies on a Yearly Basis

Insurance policies are living documents. They can, and should be, changed periodically to accommodate changes in circumstances and needs of the policyholder. At PenEx Insurance in Wayne, Pennsylvania, our agents can assist you with an annual review of your home, auto, and life insurance policies to help ensure you have the coverage you need without paying more than you need to. Reasons to Review Your...