What Does Insurance for Interior Designers Cover?
- General Liability
- Business Personal Property (for all locations)
- Business Auto, Workers Compensation, and Umbrella
- Professional Liability and 3rd-party Crime
- Workers Compensation
Most people might not think of interior design as the kind of business where there are many unexpected hazards or costs. However, as is the case in any industry, several different problems can happen while on the job. When those accidents or incidents do occur, it can cost you both time and money to remedy the situation.
By signing your business up for an interior designer insurance policy, you can develop a solid plan to help ensure that neither you nor your company ends up in hot water. You can also feel confident that when things do take a turn for the worst, you’ll be fully protected. By contacting Pen-Ex: A Villanova Insurance Partners Company, we can give you a fast, free quote as to what plan would best suit your business, whether based on coverage, pricing, or both.
What Interior Designer Insurance Do You Need?
Generally speaking, professional liability insurance is a must for an interior designer. Unfortunately, general liability will not always cover all the costs that may arise from an incident that arises during an interior design project. As the interior designer, you are often entrusted to plan to effectively design the space to the customer’s expectations and deadlines.
These expectations can sometimes increase the risk for miscommunication, confusion, and rushed work, which can simultaneously boost the potential of an incident occurring. As a result, it is your best bet to protect yourself from the potential for legal action from clients that may accuse you of mistakes or unfinished projects. Lawsuits can be very financially draining and time-consuming processes. and it is generally best to ensure that you have the correct professional liability insurance so that you do not become bogged down in fighting a client’s claims.
Stay Covered & Protected with PenEx’s Insurance for Interior Designers
Do not risk your and your business’s health, safety, and financial well-being by going without an adequate insurance plan for interior designers. Contact our skilled agents at Pen-Ex: A Villanova Insurance Partners Company today for a free quote on interior designer insurance and to discover what will best work for you and your business.