Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

How to Start an Interior Design Business – Creativity & Vision

As reality TV has brought home renovation to millions of viewers, the interior design industry has been booming and shows little signs of slowing. Like any business, the planning process can be broken into three distinct segments: Creativity and vision,…
Interior design business

How to Reduce the Risks of Being an Interior Designer

Interior design is a rewarding and creative career path. However, there are risks of being an interior designer just like any other job or industry. For example: Injury might occur while moving heavy objects in or out of spaces. Expensive…
Interior design risks

Top 6 Hazards of Being an Interior Designer

While the profession of interior design may not strike one as a hazard-prone field, there are many risks that can pose a great threat to your business. Our team of insurance experts at Pen-Ex can tailor an affordable, specialized program…
Top-6-Hazards-of-Being-an-Interior-Designer

What is Interior Design Workers Compensation Insurance?

Interior design workers compensation insurance is a critical protection for your business. As an employer, you are liable for your employees’ and your own safety while on the job. Interior design workers compensation insurance will cover wages and medical costs…

Can an Interior Designer Hire Subcontractors?

Most interior designers act as project managers and hire subcontractors to complete a major home designer or staging project. Having full-time employees can be financially straining to complete these projects, so subcontractors are a great way to protect your margins…
Grow Your Interior Design Business with Subcontractors

How to Start a Home-Based Professional Organizing Business?

Becoming a professional organizer can be a wonderful and rewarding career. Professional organizers help their clients declutter their homes, overcome the stress and anxiety associated with messiness, and provide tools to create structure and maintain order. For many people who…
professional organizing business

Can an Interior Designer be Sued?

Yes, an interior designer can be sued for a variety of reasons. This profession faces many challenges from keeping clients satisfied to managing potential risks. Injury, damage to property or accidental negligence can become expensive in terms of time and…
The Top Claims Against Interior Designers

Is Virtual Furniture the Future of Home Staging?

As the housing market has steadily increased over the past several years, so has buyers’ use of online tools when shopping for their home. Digital photographs account for nearly 90% of home buyers’ first interaction and research of a home,…
virtual staging

Do Interior Designers Need Insurance?

Many things can go wrong for interior designers, from going over budget to personal injury, property damage, and more. As such, interior designer insurance has several components which cover each of these risks. At a minimum, an interior designer should…
Interior Designers Need Insurance

How to Build a Successful Home Staging Business

Welcome to the wonderful world of home staging! It’s a great career path, and being your own boss is always a plus. With that said, building a successful home staging business from scratch may seem daunting. Never fear because PenEx…
building a successful home staging business

What a Professional Organizer Should Expect in Their First Year

Do you find organizing a home a rewarding and satisfying experience? Then you should consider becoming a professional organizer either as a full-time or part-time career. Earning a living doing something that you find enjoyable is truly wonderful. If you’re…
What-a-Professional-Organizer-Should-Expect-in-Their-First-Year

Workers Compensation – Beware the pitfalls!

For Exempted Owners, Independent Contractors and Casual Labor for Real Estate Staging, Interior Design and Home Organizer Companies. Worker’s Compensation can be a confusing topic with substantial additional expense to a company’s bottom line; it is further complicated by the…
workers compensation

Restaurant and Bar Insurance to Serve You

Whether you own a restaurant, bar, tavern, pub, sports bar, catering company or banquet facility, ensuring you have the correct insurance in place is an important matter. As an owner of these facilities in King of Prussia, you’re open to…
Work on restaurant
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