Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Prepare Your Office for the Summer Heat

Working in a hot office all day can affect employee morale and productivity. It makes sense for business owners to prepare in advance for scorching summer days. The following tips can help you beat the heat and create a more comfortable office environment. Make Sure Your HVAC System is in Top Running Order When temperatures are climbing, an efficiently running HVAC system can make all…
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Make Sure to Insure All Aspects of Your Business

The minute you start a business, you are immediately exposed to certain risks. The importance of having the right business insurance cannot be overstated. Our knowledgeable agents at [bf_ins field=company_name] in [bf_ins field=city], [bf_ins field=state] can help you fully assess your business insurance needs and find the right coverage at the best available rates. Types of Business Insurance Businesses today have a wide range of…
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Why It is Important to Review Your Insurance Policies on a Yearly Basis

Insurance policies are living documents. They can, and should be, changed periodically to accommodate changes in circumstances and needs of the policyholder. At [bf_ins field=company_name] in [bf_ins field=city], [bf_ins field=state], our agents can assist you with an annual review of your home, auto, and life insurance policies to help ensure you have the coverage you need without paying more than you need to. Reasons to…
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How to Prevent Your Business from Being Hacked

A business of any size may be vulnerable to a data breach. Cyber attacks have become a frightening reality for individuals and organizations in recent years. Business owners should do all they can to secure their websites and customer information. If your business stores passwords, credit card numbers, or any form of sensitive client or customer information, be aware that hackers have you in their…
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Follow These Tips to Make Your Workplace Happier

Need a few tips to keep your employees happier over the next few months? We have gathered together a few simple tips that are designed to keep employees productive and happy at the work place. Here are a few tips to get you started: Give yourself and your employees permission to be happy. Make employees feel like they don’t have to act serious or try to be “professional”…

How to Survive a Business Interruption

While all business owners want their enterprises to be both productive and profitable, you may not have considered the costs associated with a business interruption. Your business interruption coverage can be added to your property insurance and this form of insurance is critical in keeping your business fully protected. It is impossible to predict every eventuality, particularly the damage incurred when a heavy storm or other disaster…
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Why a Growing Business Needs to Look Into Key Person Insurance

In a small, thriving business, the death of a key employee could cause the business to collapse. It could be an owner, a founder, a key salesperson, or another important player in a growing concern. Life is full of uncertainties. Key person insurance helps protect your business should the unexpected happen. How Key Person Insurance Works Key person insurance is life insurance on a key…

Do You Need Business Insurance When Working Out of Your Home?

Many small businesses in the U.S. today are home-based. For a small business owner or entrepreneur, working out of the home has many advantages. It is convenient, cost-effective, and comfortable, and you can skip the daily commute and wear pajamas or sweats all day if you like. However, conducting business in the comfort and convenience of your own home does not make it risk-free. You…
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The Growing Importance of Cyber Liability Insurance

In the 21st Century, technology is vital to conducting business. However, the same technology your business relies on can also leave it vulnerable to costly security threats. Cybercrime is big business and becoming increasingly more sophisticated with advances in technology. No one is safe from cybercrime – neither individuals, nor small businesses, nor the largest corporations. Cyber liability insurance can help protect your business from…
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Business Owners Package Insurance: What You Should Know

Many small to medium sized businesses can get business owners package insurance (often called “BOP”), which simplifies the entire insurance coverage problem. A business owner package insurance policy is more affordable, as there are several forms of insurance in one “package.” All business owners have concerns about staying protected against financial losses, and for good reason. It is impossible to know what the future will…
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